Motor Vehicle Legal Terms

The laws governing motor vehicles differ widely from one state to another. In general, the law assumes that the vehicle is being operated with the permission of the owner.

Laws that enhance penalties that make revocation automatic or targeting social hosts can have mixed impacts on mortality rates. All of these measures, including obligatory education, alcohol treatment and interlock devices have a little impact.

Legal Definitions

The laws governing motor vehicle accident lawyer vehicle legal terms are formulated and determined at the state level. The federal definitions for national standards for fuel economy and licensing requirements for commercial vehicle drivers are mostly administrative and are not applicable when states determine their own classifications of registration. These classifications for vehicles determine whether a driver has to be granted a specific license to operate certain kinds of vehicles.

The laws of the state define terms like "automobile," "light trucks" and many more. As an example light truck, it is any motor vehicle that has an rated capacity of less than 7,500 pounds. This excludes panel delivery trucks and pickup trucks. This includes any vehicle or combination of vehicles that is designed to carry passengers or property within its own structure. This includes manufactured homes and trailers.

Wheel chair is a conveyance equipped with wheels and is utilized by people who are physically disabled and unable to walk. A moped is a motor vehicle with not more than three wheels in contact with the ground that is able to travel at a speed of not more than 35 miles per hour.

A pedicab, also known as a pedal-driven vehicle, is driven by the person who sits on the top of it. The owner of a vehicle is the person who has the legal title.

Traffic Laws

Typically, every state has its own set of motor vehicle Accident Law firm vehicle law that cover everything from the registration process to insurance requirements. The laws also deal with the kinds of vehicles that are protected by law. Some of these laws are the same across states, however others differ greatly. For instance there are laws that limit the number of persons that can be transported in the pedicab. There are laws against reckless driving on certain kinds of roads, including parking lots.

Anyone who drives a motor vehicle in violation of these laws can be punished with fines and penalties for doing so. The penalties vary from having your driver's license suspended and being required to attend the traffic school.

One of the most important laws in a particular state regarding vehicles is the speed limits that are set on roadways. In New York, for example it says that the speed limit for commercial vehicle is the same as for an automobile.

The law also sets out the definition of a "motor vehicle." This includes every description of carriage or other contrivance that is propelled by mechanical power and utilized on a public road for the transportation of people or property or for other commercial purpose. The law does not apply to trailers, coaches and semitrailers, all terrain and snowmobiles and motorized mobility assist devices for people with disabilities as well as self-propelled corn and harvesting machines for hay.

Insurance

A motor vehicle policy is a contract that covers the insurer against financial loss due to liability for injuries to the body or death or property damage caused by a third party due to the ownership, operation, maintenance, or use of an insured vehicle. It may also protect against physical damage to the vehicle. It must include the name and address of the named insured, the coverage afforded by the policy, the premium charged therefor, the period of its effectiveness, and the limits of liability. It must also contain an agreement or endorsement that states that the insurance coverage is in line with the coverage specific to bodily injury or death, as well as property damage.

Duncanville law firms often suggest that individuals review a sample motor vehicle policy to understand the terms. One of the biggest confusions is the definition of "motor vehicle". This phrase is found in numerous statutes that govern the registration of vehicles as well as financial responsibility laws.

A few examples of coverage under the motor vehicle policy are commercial auto insurance that covers vehicles used in connection with commercial, motor Vehicle Accident law firm business, activities, employment or occupations which are carried out for profit auto liability insurance that covers MP and PIP, and uninsured motorist and underinsured motorist coverage (UM/UIM). This kind of insurance is required in many states.

Permissive Use

It is important to know the way insurance coverage works in the event that a person other than the named insured or a family member drives your vehicle and causes an accident. This is referred to as permissive usage and the specifics of your policy could differ however, in general, most large car insurance companies provide this type of coverage.

It is important to keep in mind that you are liable for any damage caused by a driver who has your permission. Permission may be expressed or implied but does not necessarily require writing.

In determining if there is implied consent, courts examine the relationship between the parties, their prior conduct and use of the vehicle, as well as the circumstances surrounding a particular driving incident. A court will also examine whether there were any restrictions placed on the permissive usage and whether even minor deviations from time, place and usage restrictions of the permission would be in violation of these limitations.

Remember that adding the driver to your auto insurance policy could increase the cost of your insurance, since the vehicle becomes more difficult to insure. It is therefore essential to be aware of your options before lending your vehicle to other people. Contact Jerry to receive a no-cost insurance quote and discuss the policy's terms.